Bobtail Insurance
Insurance coverage for operating a tractor without a trailer attached.
Definition
Bobtail insurance (also called non-trucking liability) covers a tractor when it is operated without a trailer, typically during personal use or when driving between loads. This coverage is separate from primary commercial auto insurance, which only covers the truck while under dispatch. Owner-operators leased to carriers should carry bobtail insurance for protection when not under the carrier's dispatch.
FAQ
What does Bobtail Insurance mean?
Insurance coverage for operating a tractor without a trailer attached.
Why is Bobtail Insurance important for truck drivers?
Understanding bobtail insurance is essential for truck drivers because it directly impacts your daily operations, pay, or compliance. Bobtail insurance (also called non-trucking liability) covers a tractor when it is operated without a trailer, typically during personal use or when driving between loads. This coverage is separate from primary commercial auto insurance, which only covers the truck while under dispatch.